If you want to put more money in your pocket, then you’ll love the information in this guide.
You’ll learn how to earn quick money, find a side hustle that pays well, start your own business, and even find employers, clients, and customers willing to pay you.
Let’s get started:
- Why Should You Earn More Money?
- Understanding How Income Is Determined
- How To Earn Money Fast
- How To Earn Passive Income Quickly
- How To Earn Good Money Money With A Side Hustle
- 27 Online Side Hustle Ideas You Can Do From Home
- 40 Offline Side Hustles Ideas You Can Do In Your Community
- 23 “Start Your Own Business” Side Hustle Ideas
- Where To Get Skills Training So You Can Earn More Money
- How To Find Employers, Clients, And Customers
- What To Do When You Can’t Earn Money Fast Enough
- Avoid Going Into Debt When You’re Broke
Why Should You Earn More Money?
The world needs more good people with money.
If you want to provide for your family and help people in need, you need money to get there.
It’s also important to find a way to afford the things that matter to you in life. Constantly allowing yourself to think “I can’t afford this” reinforces a negative way of thinking.
Depriving yourself of experiences is no way to enjoy or celebrate life.
Yet, if you’re in your 20’s or 30’s, chances are you’re still working toward a career or job that pays you well enough to enjoy life the way you’d like to.
You might even be struggling to pay off debt, build your savings account, or get a decent car that will allow you to do more traveling.
If you don’t have a family yet, you’re probably already apprehensive about the costs. Financing a wedding, home, and kids’ education is no small feat.
The good news is that you don’t have to be a prisoner to your current salary.
Once upon a time, when your parents or grandparents were your age, people had to physically show up at a part-time job if they wanted to earn more money on top of their regular salary. Even then, many part-time jobs only paid minimum wage, so there was only so much “getting ahead” they could do.
Today, there are more opportunities for people who want to earn money than ever before.
You can pick up remote freelance work, start your own business, or even create immediate passive income by doing things like renting out your home or car.
Best of all, much of the side work out there pays well. And, if you know what you’re doing, you can quickly double or even triple your part-time income rather quickly.
If you think like the majority, who claim that there’s no good work out there and that it’s impossible to afford a family these days, then you’re likely to end up broke.
Instead of limiting your potential, think like the minority of people who are willing to find a way to make things happen — instead of chronically allowing life to happen to them.
Keep reading to discover the (surprisingly fantastic) truth about what type and how much opportunity is available for people who want to earn more money.
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Understanding How Income Is Earned
Before you consider earning extra money, it’s essential to understand how income is earned.
Otherwise, you may sacrifice 20 – 40 hours a week of your life without having anything to show for it.
Before you venture into the world of earning more money, there is one golden rule to keep in mind at all times:
- The world rewards value, not hard work.
While hard-working people are frequently glamorized in the news and on social media, they also often work themselves to the bone without having any money in the bank at the end of the week.
Money doesn’t care how hard you work.
For example, you can earn money by renting out space on your home or property without having to do any work at all, because space is valuable.
To earn a high salary, top hourly pay, or pricey client fees, you have to make it worth people’s while to pay you top dollar. You have to bring value to your employer, your clients, or your customers.
“If you want to be successful in business (in life, actually), you have to create more than you consume. Your goal should be to create value for everyone you interact with.”
– Jeff Bezos in his final shareholder letter as CEO of Amazon
This demand for value doesn’t mean that you don’t have to work hard.
If you want to get ahead and pull yourself into a higher income category, you need to work hard in the beginning.
However, your goal shouldn’t be to hope for more overtime or longer hours, but instead to develop your skills and abilities in a way that creates more value for your employers, customers, or clients.
Your ultimate goal should be to increase your professional value through dedication, creativity, and education and skills training.
For example, if you’re a salesperson that meets or exceeds their monthly quotas, you’ll probably continue to get paid what you're earning now for a long time.
However, if you’re a salesperson that sells ten times your monthly quota, management will take notice. This is the type of person that brings value to their job, the kind of person businesses will go the distance for — including dishing out more money, benefits, and promotions.
Or, if you’re managing a restaurant and come up with an idea that doubles or triples the amount of daily business, that’s “creating more than you consume.”
People who bring value to their jobs (including side hustles, etc.) earn a higher hourly wage over time.
In addition, people who continue to bring more value to their own lives will likely earn more as time goes on.
And while it may take time to learn the ropes before you can excel, you want to always keep an eye out for ways to bring more value to your employers, customers, and clients.
For example, when Do Won Chang landed in the U.S. with very little money, he immediately began searching through Help Wanted ads.
Within two days, Chang landed a job as a dishwasher at a coffeehouse in L.A.
Not long after, he was working three jobs, including one at a gas station where he began asking the men with nice cars what they did for a living and how they became successful.
The success stories, many of which were connected to the garment industry where he worked, inspired Chang to take a job at a retail store so he could learn more about the clothing industry.
Chang said that, while working at the clothing store, he treated it as if it were his own business, which helped him gain favor with the boss.
Eventually, Chang saved up enough money to open his own business, and called it “Forever 21.”
Today, the former dishwasher employs 43,000 people in 790 stores across 48 countries.
When you are looking to earn extra money, don’t fall into the trap of mindless extra hours for the goal of punching a time clock.
Even the simplest of jobs can surprise you with priceless advantages when you’re curious, creative, and determined to deliver excellence.
How To Earn Money Fast
There are several ways to earn money, as you’ll discover throughout this article.
However, if you need to earn money immediately, such as for an electric bill or to repair your car or phone, here are several ways to do it.
Review Your Spending Habits
Managing your money carefully means spending consciously. If you haven’t overhauled your spending budget, but are in need of some extra cash, start with an honest review.
What bad thing will happen to you if you don’t buy it?
Determining your needs versus wants can pose a challenge when you (or your friends and family) judge your success by material things such as:
- The way you dress
- The car you drive
- The phone you use
- The luxury items you own
When reviewing your spending budget, there’s a simple way to clearly define whether an expense is a need or a want.
Ask yourself “What bad thing will happen to me if I don’t buy this?”
For example, nothing bad will happen to you if you:
Make coffee at home instead of purchasing it from Starbucks.
There’s nothing wrong with buying coffee from Starbucks instead of making it at home, as long as you can afford it.
However, if you need to earn extra money right now, you cannot afford Starbucks!
Paying $4 – $10 for a cup of coffee compared to the pennies it costs to make it a home can have a serious impact on your bank account.
Think of it this way – Spending an extra $5 a day that you don’t need to can add up to almost $2,000 over the course of a year. Saving that money instead can mean the difference between fixing your car or taking the bus.
Instead of making Starbucks your “go-to” for daily coffee, stop by on special occasions when you’re meeting friends or celebrating a small success.
If you’re getting to-go coffee every day and start making it at home instead, you’ll likely save well over a hundred dollars a month.
- Eat at home instead of ordering takeout or delivery
When you make meals at home, you often get healthier, tastier food for a fraction of the cost.
For example, ordering a burger and fries that get delivered to your door can cost twenty or thirty dollars (because, wow, the markup on delivery!). At home, you can cook your own burger in less time than it takes to get it delivered, and for a small fraction of the cost — less than two dollars.
By cooking meals from home and avoiding delivery and takeout, you can easily save $90 – $100 per person in just one month.
- Skip the pre-made section at the grocery store
You’re probably so used to purchasing premade items that you don’t realize you’re doing it.
For example, did you know that you can make your own hummus in less than five minutes, for less than a dollar? At the grocery store, you’ll pay around four dollars for a container of hummus. You save about 75% by making it at home instead of purchasing the premade version.
Not all food takes a long time to prepare, and you can often save 75 to 90 percent on grocery items by avoiding pre-made foods.
- Use a water filtration pitcher instead of purchasing bottled water
Most bottled water is pricey AND bad for the environment.
The irony is that bottled water is not a convenient option. You have to lug it around after you purchase a case, then deal with disposing of all the plastic bottles.
Yet people continue buying bottled water out of habit.
Many people don’t live in areas with quality tap water, but that doesn’t mean you need to drink bottled water.
Get a water filtration pitcher, and you’ll never have to deal with lugging cases of water around or disposing of all the plastic — plus you’ll end up with more money in your pocketbook!
- Skip the soda
You might be surprised how quickly you can adjust to not drinking sugary pre-made drinks such as soda.
Skip the sodas and grab a glass of water when you’re looking to cut your spending. After a month, you probably won’t even remember you ever drank it in the first place.
- Cut down on your alcohol consumption
Drinking is an expensive pastime. If you’re regularly spending money on beer, wine, and liquor, consider occasionally replacing it with less-expensive drinks such as tea, coffee, or water.
You don’t have to quit drinking entirely to save a significant amount of money.
Instead, consider where you might cut back or reduce your alcohol-related expenses to put a nice amount of money back into your pocket.
- Buy regular instead of organic produce
Study after study indicates there are no significant benefits to consuming organic foods instead of standard produce, yet buying all-organic foods can cost a small fortune.
To slash your spending and raise cash quickly, consider avoiding (or significantly reducing) your intake of organic foods.
You can always go back to eating organic once your finances are under control, but if you need money quickly, consider ditching anything with the word “organic” in it.
Organic foods often cost two or even three times more than their non-organic counterparts, and those differences can hit your pocketbook hard.
There’s nothing wrong with enjoying the small and not-so-small luxuries in life, as long as you can afford them.
However, if you’re working to pay off debt or if you still don’t have six months of living expenses in the bank — look to your luxury spending habits to earn more money quickly.
Cut Your Expenses
If you need to earn more money quickly, review your monthly expenses for any unnecessary bills, fees, or services.
Reduce your insurance rates
When was the last time you reviewed your car insurance policy?
You may be paying for coverage you don’t need, missing out on discounts, or paying more money for the same policy that another company offers at a lower price.
If you’re not auditing your auto insurance costs once or twice a year, you’re probably losing money.
There are several ways to uncover additional savings to your auto policy:
- Compare rates at several auto insurance companies.
- Check out policy discounts you may have missed.
- Make sure you’re not overinsuring your car.
- Ask your insurance agent if they can reduce the policy price.
- Understand how car insurance works so you can better determine your needs.
If you’re overpaying for car insurance, you can often adjust your policy immediately so that your next payment costs less.
Sell Your Unneeded Used Items
People who are used to living on tight budgets often have one quirky habit in common: they tend to have more than what they need.
Whether they hang on to an old appliance once the new one’s replaced or purchase two of something because it’s on a great sale, their closets have a way of piling up with things they don’t need and don’t use.
This habit can even lead to renting storage space to house the things they don’t really need or never use.
If you haven’t used something in more than a year, chances are you don’t really need it.
Even if you’re not a collector of unneeded items, you can probably dig up a couple of things that you no longer need.
Selling your unneeded used items, whether it’s through a garage sale or Facebook Marketplace, can probably help you bring in some quick cash. You’ll also feel better after clearing out the clutter and making more space in your home.
If you need to earn money fast, look for unneeded items you can sell.
Instead of just listing them in a generic ad, consider adding some personality to your sales copy to bring in even more money.
Take a few minutes to research the best way to sell your items. You may double or even triple your profits from the tips people share online:
- Selling a car? Give it a thorough detail-clean and high wax first. Consider adding GPS or including a free year of oil changes (gift cards).
- Selling household items? Take the time to research best-selling items on Facebook Marketplace.
- Selling clothes? Before you ship them off to a resale site, do your research. Sometimes consignment stores don’t pay enough commission to earn you more than pennies. Other sites, such as Poshmark and eBay, might help you earn significantly more profit.
Whatever you have to sell, take a few minutes to learn from people who have done it before.
A simple Google search can turn up ideas to help you increase the value of an item, advertise it in a way that catches attention, or place it on a site that makes better profits.
How much old stuff do you really need?
When you need to earn cash quickly, start by rethinking what you really need to live a good life.
One of the top marketers in the world, Neil Patel, ditched everything he owned in 2016. His $30+million net income says he didn’t sell his things for the money.
Instead, Patel says his possessions were becoming a distraction instead of a source of joy.
“Through a series of events in my life, I realized that life wasn’t about the things that I had, but about the relationships that I built with people. A house doesn’t fill me with passion. It doesn’t energize me. It doesn’t give me purpose. It’s not a source of joy.” – Neil Patel, Entrepreneur
We’re not telling you to sell all your stuff or give up your home!
However, if you need money fast for something important such as your car, phone, or medical needs, then don’t be shy about reconsidering your “needs” versus “wants.”
Selling things you no longer use is an excellent way to earn money fast, and if you do a bit of research before you place your listings, you’ll almost certainly end up with better profits.
Stop Trying To Keep Up With Your Friends
Don’t hang on to old things or take money out of your pocket for the purpose of fitting in with your friends, or looking good on social media.
Instead of focusing on what flashy things your friends have or do today, consider the wealth and financial freedom waiting for you down the road.
Unfortunately, if you get caught in the trap of buying luxury items and going on expensive vacations because your friends are doing it, you reduce your chances of building real wealth in the future.
Remember, the goal is to BUILD real wealth, not just to LOOK rich.
Learning to control and manage your money is critical to building and maintaining wealth. Many of the world’s wealthiest people don’t give a second thought to what other people think.
- Mark Zuckerberg drives a $30,000 Acura.
- Bill Gates wears a $10 watch.
- Warren Buffet has lived in the same $30,000 house since 1958
Keeping up appearances is a pricey habit. If you need to pay off debt, build a savings, or earn money quickly, then you don’t need to worry about how you appear to your friends.
When you stop spending on things that don’t serve your long-term goals, you may start banking extra money in no time.
Ask For A Raise
If you’re working a full-time job, chances are you won’t get a raise unless you ask for one.
Sure, some companies pass on a tiny .25 cent/hour raise once a year, but that doesn’t even keep up with the cost of inflation.
Consider whether this is an appropriate time to ask for a raise. If you are unsure, ask yourself how you’ve brought value to your company over the past six to twelve months.
If you don’t feel that this is a good time to ask for a raise, then it’s definitely a good time to begin preparing to ask for one.
The best way to boost your salary is to bring more value to your job.
Perhaps you can find a way to sell more products. Or, maybe you lead a social media campaign that has employees raving about the company. Maybe you’ve recently graduated or earned a professional certificate in your field.
Think outside the box and ask yourself how you can bring more value to your employer. If you’re stuck for ideas, take a look at some of its management to learn what they do differently.
Or, have an honest conversation with your boss and simply ask them what you can do to bring more value to the company.
Using your creativity and talents to benefit your employer can result in decent-size raises. If you’re unable to ask for a raise right now, consider how you might earn it in the coming months.
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How To Earn Passive Income Quickly
Before you consider picking up a part-time job or side hustle, ask yourself whether there’s any way to earn money passively — without having to work for it.
This way earning will cost you less of your time, which you can then spend doing the things that you love or value more than physical work.
Usually, we think of passive income as long-term investments, which can be an excellent way to build massive wealth throughout your lifetime.
However, if you need some extra monthly cash to make ends meet, build your savings, or pay off debt, check out these alternative passive income opportunities.
Please note: Minority Mindset has no affiliation with any of the following companies. Please be sure to do thorough research on the service and renters before entering into any agreements.
Rent out storage space in your home
Apps such as Neighbor and Store At My House let you turn unused closet, basement, attic, driveway, or garage spaces into rental property for your neighbors.
Rent out guest space on Airbnb or your couch on Couchsurfing
Turn your guest room or vacation cottage into rentals for other travelers by listing them on Airbnb.
No guest room? Check out Couchsurfing, a community that helps you rent out your couch to travelers.
Rent out your car
Apps such as Turo and Getaround can help you rent out your car on the days you’re not using it.
Or, instead of letting your car sit in an airport while you’re on vacation, earn money while you’re gone by sharing it with travelers on AvailCarSharing.
Sign up for car wrap advertising
If you have an excellent driving record and do a good deal of driving every day (varies per company), you can earn money by allowing companies to wrap your car with their ads.
Check out Wrapify, Sticker Ride, or (for Uber/Lyft/Door Dash drivers) Carvertise for more details.
Refinance your home
If you own a home with some equity in it and have not refinanced in the last year or two, you can probably reduce your monthly mortgage payments, significantly, by refinancing.
How To Earn Extra Money Money With A Side Hustle
A side hustle is any way that you earn money in addition to your regular job.
Your parents or grandparents called it “moonlighting.”
However, today’s economy provides more opportunities than your parents or grandparents might ever have imagined.
If you’re buried in debt or haven’t set aside six months of living expenses in an emergency savings account, consider picking up a side hustle.
Side hustles are also great when you’re wanting to purchase a nicer car, phone, or anything else your regular salary doesn’t cover.
Instead of waiting years to get your finances on track, a good side hustle can help you get on top of things in a very short time.
27 Online Side Hustle Ideas You Can Do From Home
If you’re willing to learn new skills and have a reliable laptop and WiFi, you can earn excellent part-time money working remotely.
Below are some ways remote jobs you can do from the convenience of your home. Many don’t require any experience or education. Others provide significant opportunities for people who are willing to learn and develop the skills needed.
- Typing/data entry clerk
- Transcriptionist
- Virtual assistant
- Part-time customer support specialist
- Call center agent
- Medical billing
- Phone Sales
- Virtual Tutor
- Online English Teacher (ESL)
- Translator
- Course Creator at a site such as Udemy, Teachable, or Skillshare
- Sales writer
- Email writer
- Product description writer
- Social media writer
- Blog writer
- Proofreader
- Copy editor
- Script Writer
- Speech Writer
- WordPress Site Builder
- WordPress Site Maintenance Specialist
- Commercial Video Producer
- Google AdWords Specialist
- Facebook Ads Manager
- Voiceover artist
- Graphic design
If you need more home-based side hustle ideas, ask around!
Your friends may have some creative ideas, as well as insights about what you might enjoy doing.
Online professional groups and forums are usually filled with people who are happy to help brainstorm ideas.
Reach out to other people if you’re having trouble choosing a remote side hustle that’s a good fit for your personality and skills.
Chances are one of your friends, family members, or co-workers, have some sort of side hustle themselves, which may help them to guide you in the right direction.
40 Offline Side Hustles Ideas You Can Do In Your Community
Even though you can’t do many of these jobs from the comfort of your home, most of them provide excellent opportunities to expand into full-time businesses, if you enjoy the work.
If you’re more motivated when working offline, consider picking up one of the following side hustles to earn extra money:
- House sitting
- Lawn mowing
- Gardening and landscape services
- Snow shoveling
- Snowplowing (add a plow to your truck)
- Painting, exterior or interior of homes
- Window washing
- Junk removal, if you have a truck
- Assembling furniture
- Handyman work
- Pool cleaning
- Litter removal
- Babysitting
- Dog training
- Dog walking
- Pet sitting
- Helping people move
- Mobile car repairs
- Mobile oil changes
- Mobile car washing and detailing
- Bicycle repair
- House cleaning
- Senior services (errands, meal prep, help around the house)
- Caregiving
- Laundry services
- Tutoring
- SAT prep specialist
- Makeup artist
- Dance instructor
- Music teacher
- Personal fitness coach
- Flyer distribution
- Rideshare driving, such as Uber or Lyft
- Food delivery such as with DoorDash or Eatstreet
- Grocery shopping and delivery such as with Instacart
- Notary republic
- Marrying people (become ordained online)
- Retail store worker during the holiday season
- Custom tailor
- Software training
23 “Start Your Own Business” Side Hustle Ideas
While there are countless side hustles that can later turn into a full-fledged business, there are also many businesses you can run as side hustles.
The following ideas will help get you thinking about whether you’d like to start a business to earn extra income.
- Wedding photographer
- Apartment locator
- Etsy shop owner
- Pet portrait artist
- Drop-ship store
- Affiliate marketer
- Auto parts sales online store
- Amazon seller
- eBay or Poshmark reseller
- Used electronics dealer
- Electronics refurbishing
- Gift shopper
- Phone and device repairs
- Windshield replacement service
- Local tour guide
- Custom tee shirt shop
- Carpet cleaner
- Flooring installer
- Pressure washer (for concrete)
- Personal chef or meal services provider
- Baker
- Seasonal decorator
- 3D printed products designer or manufacturer
When it comes to starting your own business, the possibilities could fill a book. Hopefully, the ideas above are there to help you start thinking about what you enjoy doing and what you might excel at.
Starting a business as a side hustle is an excellent way to test out your skills and the current market while building a foundation to grow from when you’re ready to take it full-time.
Today’s economy provides endless opportunities for people to earn extra money through side hustles. If you’re willing to put in the work, you can earn enough money to fund your savings account, pay off debt, or afford luxuries your standard salary can’t cover.
Just be sure to research each side hustle in depth before getting started. That way you know how much time and resources you’ll need for each.
Where To Get Skills Training So You Can Earn More Money
When you invest long hours to earn extra money, it’s important that your sacrifice pays off.
Securing a high hourly wage can help you earn more money much quicker. One of the best ways to boost your hourly rates or bring more value to your current job is through education.
Fortunately, there’s so much high-quality education online, and many of the courses are free or low-cost.
If you’re willing to put in the effort and show up to learn and study each day, you can get training or education for nearly any field. Even if you’re busy, you can get up an hour earlier and study with your first cup of coffee or tea!
Here are some places you can go to get an education online:
- Grow With Google provides Professional level training and certificates in IT Support, Data Analytics, Project Management, UX Design, and Android Development.
Grow With Google also offers virtual workshops for entrepreneurs to help you with Google ads and campaigns, creating YouTube videos to attract new customers, and building your brand.
- Skillshare offers thousands of courses in fields such as animation, design, illustration, photography, writing, and much more.
- Udemy offers courses-on-demand, and if you check back every couple days, you’ll find that most of their courses frequently get reduced to ten or fifteen dollars (so don’t pay full price!).
Udemy course offerings include everything from technical subjects such as programming, data science, AWS certification, to marketing, music, and business.
- LinkedIn Learning (formerly Lynda) provides more than 16,000 expert-led courses in fields such as electronics, programming, social media marketing, SEO, and more.
- Codeacademy teaches people computer programming, from scratch. Its “hands-on” training model gets you writing code in minutes, and its testing programs give you instant feedback on your work.
- TeamTreehouse interactive learning helps subscribers to learn programming, design, and more — including WordPress coding classes.
- Hubspot Academy provides classes for marketers and business owners and also offers certificate courses and testing.
Whether you want practical training that helps you bring more value to your current job or full marketing training for a new career, Hubspot provides expert training for some of today’s most sought-after business skills.
All Hubspot courses are free.
- Coursera and edX are two excellent sites for people interested in online college courses, for enrichment or to build upon existing education.
- Need some creative inspiration? If you’re having a day where you’re not sure what you’re interested in, and you need some creative thinking to fuel your brain,check out TED.
TED talks are entertaining, inspiring, and excellent for fueling creativity — and everything on the site is free.
The best way to keep motivated and ensure that you’ll continue growing professionally is through constant training and education.
Whether you read books or take courses online, consider setting aside a few minutes or more each day to continue building on your knowledge.
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How To Find Employers, Clients and Customers
Now that you have plenty of ideas on how you can earn extra money, and where you can go to learn new skills that will help you, the final step is understanding where to find work.
There are countless resources to help you find work.
Before you consider any of the sites listed below, do a bit of research on the industry you’re interested in.
Take the time to learn how other people have done it because their experience can help you get better work in a shorter amount of time.
Here are some of the places you can visit to find the types of work and side hustles we’ve been covering.
To find work in the tech industry, visit:
To find part-time remote jobs, visit:
- We Work Remotely
- Remote.com
- Remote.co
- Remotive
- Upwork
- Freelancer
- Flexjobs
- Google Job Search
- Angellist (startups)
To find work as a freelancer, visit:
For any type of work or business, consider:
- Job Notification Services: When you’re visiting job boards, look for sites that offer job notifications. For example, on ZipRecruiter you can sign up for notifications and get a list of job listings in your email.
- Social Media: search for companies you want to work for, jobs you’re interested in, or advertise your new business. LinkedIn and Facebook are excellent social media platforms when you’re looking for work.
- Networking: Join LinkedIn and get involved with your industry by engaging in conversation and joining professional groups. Facebook is often helpful for local community groups.
- Google Alerts: Sign up for email alerts from Google when your keywords show up in searches. For example, you can choose keywords that match your business or profession, such as “writer wanted” or “electrician needed.”
- Build your own website: If you’re interested in starting your own business, consider building a simple website with WordPress or Foursquare. Or, if you’re thinking about selling products online, definitely check out Shopify to host your store, since they make it easier to get your shop up and running quickly.
There are many ways to find work, customers, and clients online. Before you get started, check within your industry for specialized job boards and tips from experts in your field.
What To Do When You Can’t Earn Money Fast Enough
Learning to pick up work or find customers and clients is a skill within itself, and if you work to develop that skill — you’ll use it for life.
Sometimes, finding your way to extra income can take time. If that’s the case with you, don’t give up. Keep networking with people and asking questions. Keep learning. Keep putting your best efforts into it, because it will pay off eventually.
For example, back in the eighties, there was a young man who desperately wanted to be a comedian.
He even quit his factory job to pursue his dream.
Unfortunately, he realized too late that success in that industry doesn’t come easy.
Before long, the man ran out of money and spent the next three years living out of his ‘76 Ford.
He washed up in gas stations and swimming pool showers, and used an igloo cooler in the backseat of his car as his refrigerator.
Eventually, he got a call to appear on “Showtime at the Apollo,” and things began to turn around.
Today, Steve Harvey is worth $200 million and has worked as a comedian, actor, producer, author, and talk show host.
Harvey currently hosts “Family Feud” and believes that “to realize your full potential, you will need to give something up at some point.”
“Failure is a great teacher, and I think when you make mistakes and you recover from them and you treat them as valuable learning experiences, then you’ve got something to share.” – Steve Harvey
If you’re not finding additional work, customers, or income as quickly as you’d hoped, keep learning, keep hustling, and keep trying.
Bookmark this article as a reminder of where to look for opportunities, and return to it for new ideas when you need them!
Avoid Going Into Debt When You’re Broke
Using credit cards or loans to pay for vacations, cars, phones, and other things you can’t afford is the surest way to keep yourself broke for a lifetime.
When your regular salary isn’t cutting it and is leaving you wanting for luxury items or special experiences, you’re more vulnerable to making poor financial decisions such as going into debt for things you can’t afford.
Credit cards are bad debt. The high interest rates, combined with outrageous fees, can keep you in debt for a lifetime. Over time, more and more of your income goes to paying them off, so you have even less money to afford the things that matter.
That’s why earning extra money when you’re still working toward your dream salary & career, is essential.
Earning the extra cash to help you afford the important things will also help you stay out of debt.
That way, when you start earning more money, you’ll get to enjoy a better lifestyle, instead of getting stuck in a pattern of “broke” for a lifetime.
Earning More Can Be Life Changing For You and For Others
The next time you need to earn some extra money to help a family member, replenish your savings account, or pay off debt, remember that there are countless ways to make extra cash.
You can earn extra money quickly by reviewing your spending habits, cutting your expenses, selling your unused items, or getting a raise from your regular job.
You can earn passive income, without having to work more hours, by renting out storage space, guest space, or your car.
Picking up a side hustle can bring in steady extra cash to help you meet your goals on a steady timeline.
Or, you might prefer to start your own business in your spare time.
Education and skills training will help you bring more value to your employer, clients, or customers, and can also help you train for a higher-paying side hustle or career.
Don’t allow yourself to fall into the trap of thinking that you can’t afford the things that matter in life.
Instead, strive to bring value to every job you do, continue educating yourself, and earn some extra money when things get a little tight.